Lodge Brothers funeral services is always here to help. We know how unpredictable life can be on a daily basis and that things happen when you least expect it. This is why we make ourselves available at any time on any day, by phone or email. With 533,253 deaths in Wales and the UK in 2017. The office of National statistics shows that the provisional number of deaths registered in England and Wales in the week ending 31 August 2018 was 7,865. Yourmoney.com reports that “Around 60% of UK adults still haven’t made a will, according to new research from Unbiased.co.uk, leaving around 31 million people at risk of dying intestate. If you die without a will your estate will be distributed solely according to intestacy law, which may not reflect your wishes.”
Karen Barrett, CEO and founder of Unbiased, said “It’s clear that many people think they’re just not ‘rich enough’ to need a will. This ignores the fact that a will makes inheritance a far quicker process – do they really want to keep their loved ones waiting longer, when that money might be badly needed? It also doesn’t take into account the complexity of modern families, which intestacy law simply doesn’t address. Children from previous marriages could end up receiving nothing at all.”
At Lodge Brothers, we agree that this is the essential issue surrounding those who pass away without a will and encourage customers who we meet on a daily basis, not to find themselves in the same position as their loved ones who have gone before them. The financial consequences when a loved one dies affects the whole family and especially when there is a young family involved, this can have lasting and irreversible long-lasting effects on the family unit and extended family members. While you may not feel that you are rich enough to have a will, consider what the effects would be on your family should they have to love just one month or one week if you are a weekly paid individual.
At Lodge Brothers we have options to suit every pocket and take pride in extending a helping hand to our hundreds of clients in our local areas. You can find our offices in your local areas simply by visiting our website and searching by location. You will find that we have offices in all locations and we offer additional probate services. For example, should you be looking for probate in Chertsey, Ham or Guildford, simply search probate Chertsey, probate Ham or probate Guildford to find your local branch and contact telephone number or email address. Otherwise you can go to our branch locator search feature, capture your nearest branch, town name of post code, for ease of access to information concerning all services we offer. If you’d like to know a little more about our services, we can send our ‘Guide to Arranging A Funeral’ to your home, or you can view and download a PDF. Click here to obtain.
Preparing a will for when you pass away is one of the most important things that you can do with your life, or so we have all heard… but is it really true that not having a will is going to cause problems for those you leave behind? Or is this just another fear-based threat designed to get us to jump into action and act by paying someone else to do our will for us, when in fact we could either do it ourselves or leave it all together? After all, there are rules in place which must be followed when we die, to ensure that the possessions we gather in life, are distributed amongst the family we leave behind. Why is the threat of not having a will shrouded in so many layers of alarming outcomes for those who are affected?
The fact is that there absolutely are rules which govern the passing of assets on to family once a person has deceased. These rules are fairly straight forward and not at all difficult to apply because as with everything based in the law, there is little to no room for personal interpretation nor much capacity for a person to manipulate the rules. And it does not necessarily require an attorney’s degree to construct a simple will which is easy to understand and follow in order to ensure that the assets are distributed as they were intended to be among the family members.
However what if a person has a complicated or unknown scenario which only comes to light once the person has passed and they have not prepared a will? Or have prepared a Will which for some reason or another, such as it not being correctly witnessed, is invalid in the eyes of the law? The estate immediately considered as being intestate. Once a person’s possessions are intestate, the rules of intestacy apply. If that is the case then only married or civil partners, children and close relatives stand to benefit from the inheritance. The primary beneficiary is considered to be the husband, wife or civil partner (note: a civil partner differs from a “common law” partner).
Intestacy laws are there for substantially limiting and possibilities in life are infinite meaning that there are more scenarios under which a person may pass away, which cannot be covered by the rules governing wills. What is a parent has passed without a valid will and has 2 children, one estranged for decades and one who cared for that parent right throughout their life, up until they reached their death-bed, leaving that child cash-strapped due to the high costs of care and medicines, for the parent. By intestate law, both siblings would stand to inherit the estate equally and this is something, while difficult, that the parent would not necessarily want.
Wills can be drawn up quickly and inexpensively at any of our Wills Chertsey, Wills Guildford and Wills Ham offices of Lodge Brothers. Inquire today regarding your unique requirements for your will to ensure that your family members benefit properly from the distribution of your possessions and assets on your passing.
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Inevitably life tends to have a way of getting away with us. We leave school as young adults, searching for incomes which will allow us the independence that we so covet. Earning money means we have the power to make the choices about our own lives that feel so important to us at the time.
Whether our goals are to grow our careers, or to start a family, independence generally decreases as we become more financially viable. What begins as an endeavour to be the best person that we can be, results in the accrual of material things and people. The car you save for to empower freedom of choice in your life becomes an asset. The type of social interactions which you choose, leads to you meet like minded individuals and perhaps eventually results in a joining of kindred spirits in matrimony or the like. Families grow, houses grow, need for a more stable income grows. All of these things that you need to build to sustain your life, become your assets. You have a choice over them in life. So too, do you have a choice over them in death.
Life unwittingly takes hold of us and often times, the administration of your life is left at the bottom of the list of things to do. Stats show that 70% of adults living in the UK passed away last year without a will. Your will is your last chance to make voice heard and to have your final choices carried out as you would have done if you were still around. By not planning your estate via your will, you leave a lot to chance. And if you haven’t lived your life relying on chance, why let it be the case in your death. Not one person knows your wishes and desires as well as you do so when you die without a will and your estate is then governed by the laws of intestacy which means that everything that you have worked your whole life to attain is now governed by a set of rules. Only married or civil partners and some of your close relatives are able to inherit your estate under the laws of intestacy.
Choosing to prepare a will allows you to decide who inherits your estate and Lodge Brothers Power of Attorney Twickenham and Lodge Brothers Power of Attorney Feltham can help you do just that!
All our fees are fixed and agreed in advance starting from £475 +VAT (£570 inc. VAT) plus OPG registration fee of £82.